First Home Buyers
Buy your first home with confidence.
At 3D Finance Group we understand that buying your first home is an exciting milestone. We’re here to simplify the process and guide you every step of the way, making your dream of homeownership a reality.
Highlights of our First Home Buyers Service include:
- Expert Advice Tailored to You
- Comprehensive Support from Start to Finish
- Access to Exclusive First Home Buyer Deals
Request Your Free Review
Whether you have an existing mortgage, you’re looking to borrow in the near future or you are interested in improving your financial circumstances, we can conduct a free review of your current deal or financial situation.
Start your journey to home ownership.
Buying your first home is a significant milestone, and we’re here to ensure that you do it with confidence. At 3D Finance, we understand that the process can feel overwhelming, but we’re here to simplify it for you.
Here’s how we can help:
Expert Guidance
Our experienced team of mortgage specialists will provide you with expert guidance throughout the entire journey of buying your first home. We'll explain the steps involved, demystify the terminology, and answer all your questions in plain language, ensuring you have a clear understanding of the process. With our expertise by your side, you can make informed decisions with confidence.
Tailored Solutions
We know that every first home buyer has unique circumstances and financial goals. We offer tailored solutions that match your specific needs. Whether you're looking for a low deposit loan, assistance with government grants, or advice on budgeting and saving, we'll work closely with you to find the best solution that fits your situation. Our goal is to help you secure a loan that sets you up for a strong financial future.
Simplified Process
Navigating the complexities of buying a home for the first time can be daunting. That's where we come in. We'll simplify the process for you, taking care of the paperwork, liaising with lenders, and guiding you through each step.
Our aim is to make the journey as smooth and stress-free as possible, allowing you to focus on the excitement of finding
and owning your first home.
Buying your first home is a significant achievement, and it’s our mission to make this experience as positive as possible. Trust in our expertise, personalised approach, and commitment to your success.
With 3D Finance Group, you can confidently embark on the journey towards homeownership, knowing that you have a trusted partner by your side. Contact us today to get started on your path to buying your first home with confidence.
Our First Home Buyers Services
Personalised Property Guidance
Finding the right property for your first home is an important decision. Our team will provide personalised property guidance to help you navigate the market with confidence. We’ll assist you in understanding property trends, identifying suitable locations, and assessing the value and potential of different properties. With our support, you can make an informed choice that aligns with your preferences and budget.
Government Grants and Incentives
As a first home buyer, you may be eligible for various government grants and incentives that can significantly contribute to your home buying journey. We’ll help you navigate through the available options and guide you in accessing these benefits. From the First Home Owner Grant to stamp duty concessions, we’ll ensure you have a comprehensive understanding of the grants and incentives you can leverage.
Loan Pre-Approval Assistance
Obtaining a loan pre-approval is a crucial step in the home buying process. We’ll assist you in preparing your loan application, ensuring that you present a strong case to lenders. Our team will guide you on the necessary documentation, income requirements, and credit checks to increase your chances of securing a pre-approval. This will provide you with the confidence and peace of mind to explore properties within your budget.
Negotiation Support
Negotiating the best price for your first home can be intimidating, especially if you’re unfamiliar with the process. We’ll provide negotiation support and strategies to help you secure a favourable outcome. Our team has extensive experience in dealing with sellers, real estate agents, and conveyancers, ensuring that your interests are protected throughout the negotiation process.
Professional Network
We have established a trusted network of professionals in the industry, including conveyancers, building inspectors, and property valuers. If needed, we can connect you with these experts who can assist you during different stages of the home buying process. Our network is built on reliability and professionalism, giving you access to valuable resources that can make your journey smoother and more efficient.
Buying your first home should be an exciting and rewarding experience. With our personalised services, expert guidance, and comprehensive support, we’re dedicated to helping you navigate the complexities of the home buying process. Trust 3D Finance Group to be your partner on this exciting journey towards owning your first home. Contact us today to get started!
Simplifying financing.
Our mission is to make financing as simple as possible for you. We cut through the jargon, explain complex concepts in plain language, and streamline the process. From initial consultation to settlement, we’ll simplify the journey, saving you time, effort, and stress.
Choose 3D Finance for a mortgage brokerage experience that combines expertise, personalised service, and a commitment to simplifying your path to homeownership. Trust us to be your trusted partner and guide in the exciting process of buying your first home. Contact us today and let’s embark on this journey together!
Frequently Asked Questions
The First Home Owner Grant is a government initiative that provides financial assistance to first home buyers. Eligibility criteria vary by state or territory. Our team can help you understand the specific requirements and guide you through the application process.
Generally, a deposit of at least 5% to 20% of the property’s purchase price is recommended. However, there are options available for low deposit home loans. We can explore various loan options and help you determine the deposit amount that suits your financial circumstances.
Yes, you may be able to access a portion of your superannuation savings through the First Home Super Saver Scheme (FHSSS). This scheme allows eligible individuals to save for their first home inside their super fund, potentially providing tax benefits. We can explain the FHSSS in detail and advise you on its application.
Getting pre-approved for a loan is highly recommended. It provides you with a clear understanding of your borrowing capacity and strengthens your position as a buyer. We can assist you in preparing and submitting your loan application to secure a pre-approval, giving you confidence when searching for your first home.
The duration of the home loan process can vary depending on factors such as lender requirements, property valuation, and the completeness of your application. On average, it can take around 4-6 weeks from the time of application to loan settlement. We work diligently to expedite the process and keep you informed at every stage.
In addition to the property purchase price, you should consider additional costs such as stamp duty, legal fees, inspection fees, and lender’s mortgage insurance (if applicable). Our team can provide you with a comprehensive breakdown of these costs and help you plan your budget effectively.
Yes, it is possible to secure a home loan with limited credit history or a low credit score. Several lenders offer specialised loan products for first home buyers in these situations. We can explore suitable options and guide you towards improving your creditworthiness if needed.
As a homeowner, you should budget for ongoing expenses such as mortgage repayments, council rates, utility bills, insurance, maintenance costs, and strata fees (if applicable). Our team can help you understand these expenses and ensure they are factored into your overall financial plan.
Get In Touch
Get in touch with us today for a free consultation to discuss your personal circumstances and the best options for you.
Address: Suite 1, Level 8, 34 Queen Street Melbourne VIC 3000
Phone: 0401 034 222
Email: george@3dfinance.com.au